• Extending time to first payment beyond the industry-standard 30 or 45 days is a win-win — for plaintiffs' attorneys. Mosaic Compliance Services chief Jim Ganther explains.

    Aug. 1, 2025
  • The Trump administration has reined in federal enforcement actions, but attorney Jim Ganther says the case against a former dealership employee proves now is no time to fall asleep at the compliance switch.

    Jul. 21, 2025
  • A headline-making executive order creates an opportunity to reinforce the dealership’s commitment to fair and equal treatment. Attorney and Mosaic Compliance Services CEO Jim Ganther has a three-part plan.

    Jun. 25, 2025
  • New technology delivers the actionable intelligence dealers need to identify and resolve compliance issues in real time. Learn how AuditF&I works with attorney and Mosaic Compliance Services CEO Jim Ganther. 

    Jun. 18, 2025
  • An executive order and recent FTC activity suggests the legal theory’s days are numbered. How should dealers respond? Carefully, advises attorney and Mosaic Compliance Services CEO Jim Ganther.

    Jun. 11, 2025
  • Connected vehicles are treasure troves of nonpublic personal information. Attorney and Mosaic Compliance Services CEO Jim Ganther explains how dealers can protect customers and make privacy a competitive advantage.

    Jun. 2, 2025
  • Attorney and Mosaic Compliance Services CEO Jim Ganther delves into addendum stickers, hard adds, soft adds and bundles in Part 2 of a series dedicated to stamping out payment packing.

    May. 23, 2025
  • Can dealers offer a lower APR to customers who buy service contracts? From a compliance perspective, it’s possible, but it’s complicated. Attorney and Mosaic Compliance Services CEO Jim Ganther explains.

    Apr. 30, 2025
  • Can dealers offer a lower APR to customers who buy service contracts? From a compliance perspective, it’s possible, but it’s complicated. Attorney and Mosaic Compliance Services CEO Jim Ganther explains.

    Apr. 17, 2025
  • Dealers across the country are considering surcharges as a way to offset rising credit card processing costs. But is it legal? Get the lowdown with attorney and Mosaic Compliance Services CEO Jim Ganther. 

    Apr. 7, 2025