The Credit Availability Index climbed to 105 in July, its highest level since December 2015, but a key indicator declined for the fourth straight month. +

Users of Launcher’s appTRAKER loan origination system will have Zest AI’s credit and fraud risk models incorporated into existing underwriting workflows. +

Edmunds reports the Toyota Tundra led all trade-ins in average negative equity in a Q2 list filled with models regarded as strong residual value performers. +

Dealertrack’s Credit Availability Index rose to 104.6 in June, registering its biggest increase so far this year and its highest mark since December 2015. +

Edmunds analysts say affordability pressures are pushing U.S. new-car buyers to borrow more, put less down and pay more each month. +