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Sep. 22, 2026

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Credit Availability Index

  • Auto Credit Access Hits Highest Level Since 2023

    The Dealertrack Credit Availability Index improved to 95.4 in January, a 2.9% year-over-year improvement driven in part by a 100-basis-point market share gain for subprime borrowers. +

    Feb. 11, 2025
  • Sales Up 6.5% in November as Credit Approval Rate Spikes

    The latest new-vehicle sales and finance reports from Cox Automotive show strong sales and credit availability as incentives offset higher prices to sustain affordability. +

    Dec. 20, 2024
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